Small Business Entrepreneurs are small business proprietary concerns, who run profitable business keeping their overheads intact and mostly are managed by the Promoter/owner of the business.
SME businesses are the backbone of our economy as they play a critical role in providing large employment opportunities and contribute enormously to the socio-economic development of the country. The informal sector lacks account-hygiene, thereby depriving them of first-stage-capital, and borrowing opportunities from mainstream banking, thereby impacting their growth.
SMEIntellect has a team of SME Experts who have more than 2 decades of experience, having worked in diverse geographies in India, handling this segment in detail, thereby bringing in collective Intellect to bridge this funding gap and promote small business entrepreneurs and professionals.
Technologically enabled analytics leading to quicker loan disbursal
Our pricing would be competitive and would be a “Risk-based-Pricing” Model.
Every business cycle is different from the other as it caters to diverse business and industry segments. Basis the Working Capital Cycle, we have repayment tenors as short as 100 days to as long as 5 years.
Payments can be made on the move through user friendly mobile app and through a defined payment-gateway
We are allowing rebates on interest for Prompt Repayments, thereby rewarding a good repayment behavior.
We have a simplified documentation process, with the commercials explained vernacular to bring in transparency and fair practices. We would be gradually migrating to E-documentation to bring down the disbursement time.