SME businesses are the backbone of our economy as they play a critical role in providing large employment opportunities and contribute enormously to the socio-economic development of the country. The informal sector lacks account-hygiene, thereby depriving them of first-stage-capital, and borrowing opportunities from mainstream banking, thereby impacting their growth.
SMEIntellect has a team of SME Experts who have more than 2 decades of experience, having worked in diverse geographies in India, handling this segment in detail, thereby bringing in collective Intellect to bridge this funding gap and promote small business entrepreneurs and professionals.
SMEIntellect will deliver financing solutions to those who need it the most, spread across urban, semi urban and rural areas, and primarily to the informal sector, and to SME and Emerging SME Corporates
We would be having a suit of products like Secured/Short Term Loans, Capex Loans for used / new Machinery Purchase, and addressing the entire SME value chain with transaction-based products like, Purchase Order Finance, Bill Discounting, Dealer / Vendor Finance Program, Channel Finance etc., and this would be more of a CRM led approach for the Corporate SME. These are typically Balance Sheet Based Lending model. We also have a complete vehicle finance offering for the captive use of the SMEs from Commercial Vehicles (CV), Cars, Material Handling Equipment and Construction Equipment (CE).
Our primary approach would be brick and mortar model (touch and feel approach), as all our business owners are decision-makers. This will enable to reach our services to them seamlessly and position our brand to them in the right perspective. Our financial solutions are backed by technology, involving analytics, and access to finance at high-speed using latest technology solutions and with simplistic minimal documentation process, with highest compliance standards and transparency, which facilitates us to evaluate borrower’s credit worthiness rapidly & accurately using advanced risk management practices.
