Introduction

Under FAHEF, we adopt a digital documentation model to reach out to our existing prompt repaying clients, with finance options for varied product range such as laptops, Smart phones,, tablets which can be used for their children education. For better life style, we fund household products such as TVs, home theatres, refrigerators, washing machines, air conditioners, microwaves, kitchen appliances, etc.. Our objective is to reward a good repayment behaviour and become an one stop solution to many of their financial needs.

How SMEIntellect is a differentiator

Quick Turnaround Time

Technologically enabled analytics leading to quicker loan disbursal

Competitive Interest Rates

Our pricing would be competitive and would be a “Risk-based-Pricing”  Model.

Flexible Repayment Tenors

Every business cycle is different from the other as it caters to diverse business and  industry segments.  Basis the Working Capital Cycle, we have repayment tenors as short as 100 days to as long as 5 years.

Flexible Payment Options

Payments can be made on the move through user friendly  mobile app and through a defined payment-gateway

Rewarding Good Repayment Behaviour

We are allowing rebates on interest for Prompt Repayments, thereby rewarding a good repayment behavior.

Ease of Documentation

We have a simplified documentation process, with the commercials explained vernacular to bring in transparency and fair practices.  We would be gradually migrating to E-documentation to bring down the disbursement time.