Introduction

At SMEIntellect, the core Leadership of Employees are pioneers in SME Banking and Finance and have more than two decades of banking experience. We are committed to our customers to not only provide secured and unsecured lending but also help them Transcend this journey from “MSME to SME” and from “SME to Medium and Emerging Corporates”. We support them with advisory on getting them the right kind of loan products at competitive rates and help them during this growth period. This helps us with higher engagement with them, thereby helping us reach our products to the SME and to their employees and stake holder groups. We have arrangement with some of the reputed banks/financial institutions who are focussed on SME lending and have the requisite appetite for large tickets, to help our clients fulfill their growth aspirations.

How SMEIntellect is a differentiator

Quick Turnaround Time

Technologically enabled analytics leading to quicker loan disbursal

Competitive Interest Rates

Our pricing would be competitive and would be a “Risk-based-Pricing”  Model.

Flexible Repayment Tenors

Every business cycle is different from the other as it caters to diverse business and  industry segments.  Basis the Working Capital Cycle, we have repayment tenors as short as 100 days to as long as 5 years.

Flexible Payment Options

Payments can be made on the move through user friendly  mobile app and through a defined payment-gateway

Rewarding Good Repayment Behaviour

We are allowing rebates on interest for Prompt Repayments, thereby rewarding a good repayment behavior.

Ease of Documentation

We have a simplified documentation process, with the commercials explained vernacular to bring in transparency and fair practices.  We would be gradually migrating to E-documentation to bring down the disbursement time.