Introduction

India’s Machinery Industry is well spread across various industry sectors viz.Plastic, Pharma, Packaging and Printing, Food Processing, Textiles and Garments, and Machine Tools (Automobile, Engineering ) etc., and offers huge opportunities for financing.

The SMEIntellect Team has good reach-out to the SMEs by way of a various product offerings, resulting in higher engagement with them. Most of the SMEs do job work for Tier 1 and Tier 2 corporates and have to develop capabilities by way of buying new machines to upgrade themselves, or replacing their existing old machines with latest technology-based machines or replacement of vintage machines with sparingly used pre-owned machines.

SMEIntellect has good understanding of the Machinery Finance Business and has developed a good ABF (Asset Backed Finance) program which is process driven and seamless.

How SMEIntellect is a differentiator

Quick Turnaround Time

Technologically enabled analytics leading to quicker loan disbursal

Competitive Interest Rates

Our pricing would be competitive and would be a “Risk-based-Pricing”  Model.

Flexible Repayment Tenors

Every business cycle is different from the other as it caters to diverse business and  industry segments.  Basis the Working Capital Cycle, we have repayment tenors as short as 100 days to as long as 5 years.

Flexible Payment Options

Payments can be made on the move through user friendly  mobile app and through a defined payment-gateway

Rewarding Good Repayment Behaviour

We are allowing rebates on interest for Prompt Repayments, thereby rewarding a good repayment behavior.

Ease of Documentation

We have a simplified documentation process, with the commercials explained vernacular to bring in transparency and fair practices.  We would be gradually migrating to E-documentation to bring down the disbursement time.